British Marine offers the level of service you would expect from a P&I club, along with the benefit of fixed costs and excellent financial strength and security.
Our P&I cover protects you worldwide for third-party liabilities and expenses arising from the ownership or operation of ships, including those relating to cargo, collisions, damage to or loss of property, fines, general average, personnel, pollution, towage and wreck removals.
Leading provider
British Marine is the leading fixed cost provider of P&I cover, offering cover on comparable terms to the mutuals, but without any risk of supplementary calls. And because we were a mutual until 2000, we are in the unique position of offering both the traditional approach of a P&I club and the stability and financial strength of a major commercial insurer.
Understanding your needs
Our P&I underwriters work hard to develop strong relationships with our clients. We keep abreast of market developments that may affect you and many of our team members have experience working in the sectors we cover, so we really understand the issues you face – as well as how to manage them.
Wide-ranging cover
We have a very diverse book of business and pride ourselves on covering an extremely wide range of vessel types. Our experienced underwriters can take on more technical and unusual risks and can also tailor the cover we provide, offering a range of bolt-on covers that cater to your specific liabilities.
These include:
- Charterers’ P&I, damage to hull and bunkers
- Confiscation
- Contractual liability
- Delivery crew
- Offshore vessels
- P&I war risks
- Salvors’ liabilities
- Specialist operations
- Super yachts and yacht crew
We are able to combine P&I and Hull and Machinery cover, and can write 100% of the risk.
Legal Expenses cover available
We also offer Legal Expenses/Freight, Demurrage and Defence cover for legal costs relating to disputes arising from the ownership, operation, sale, purchase or building of ships. The policy covers legal costs only, and not the initial sum in dispute. In the first instance, we try to help our assureds to resolve matters amicably. However, if that is not possible and we believe your claim has the potential to succeed, we will cover your legal expenses to pursue it.
Cover in Asia
Asian P&I business is handled through our sister operation, QBE Asia P&I, which offers the same cover, service and terms and conditions as British Marine. The team is led by a British Marine underwriter and a British Marine claims handler.
Here when you need us
We are proud to offer a claims service that is on a par with the best of the P&I clubs, providing proactive, round-the clock support in conjunction with a comprehensive network of correspondents. We can also help to reduce the likelihood of you making a claim by carrying out risk assessment surveys and providing guidance on potential improvements.
Downloads
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P&I Terms & Conditions 2019 (PDF 1.1MB)
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P&I Terms & Conditions 2018 (PDF 1.2MB)
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P&I Terms & Conditions 2017 (PDF 1.9MB)
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P&I Terms & Conditions 2016 – revised August 2016 (PDF 1.1MB)
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P&I Terms & Conditions 2016 (PDF 776KB)
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P&I Terms & Conditions 2015 (PDF 1.1MB)
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P&I Terms & Conditions 2014 (PDF 842KB)
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P&I Terms & Conditions 2013 (PDF 1.4MB)
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P&I Terms & Conditions 2012 (PDF 501KB)
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P&I Terms & Conditions 2011 (PDF 493KB)
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P&I Terms & Conditions 2010 (PDF 1.3MB)
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P&I Terms & Conditions 2009 (PDF 1.7MB)
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P&I Terms & Conditions 2008 (PDF 1.8MB)
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P&I Terms & Conditions 2007 (PDF 195KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2019 (PDF 1.9MB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2018 (PDF 1.9MB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2017 (PDF 1.8MB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2016 – revised Aug 2016 (PDF 747KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2016 (PDF 747KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2015 (PDF 744KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2014 (PDF 824KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2013 (PDF 1.4MB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2011 (PDF 459KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2010 (PDF 391KB)
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Charterers P&I, DTH and Legal Expenses Terms and Conditions 2008 (PDF 299KB)