Skip to main content


British Marine offers the level of service you would expect from a P&I club, along with the benefit of fixed costs and excellent financial strength and security.

Our P&I cover protects you worldwide for third-party liabilities and expenses arising from the ownership or operation of ships, including those relating to cargo, collisions, damage to or loss of property, fines, general average, personnel, pollution, towage and wreck removals.

Leading provider

British Marine is the leading fixed cost provider of P&I cover, offering cover on comparable terms to the mutuals, but without any risk of supplementary calls. And because we were a mutual until 2000, we are in the unique position of offering both the traditional approach of a P&I club and the stability and financial strength of a major commercial insurer.

Understanding your needs

Our P&I underwriters work hard to develop strong relationships with our clients. We keep abreast of market developments that may affect you and many of our team members have experience working in the sectors we cover, so we really understand the issues you face – as well as how to manage them.

Wide-ranging cover

We have a very diverse book of business and pride ourselves on covering an extremely wide range of vessel types. Our experienced underwriters can take on more technical and unusual risks and can also tailor the cover we provide, offering a range of bolt-on covers that cater to your specific liabilities.

These include:

  • Charterers’ P&I, damage to hull and bunkers
  • Confiscation
  • Contractual liability
  • Delivery crew
  • Offshore vessels
  • P&I war risks
  • Salvors’ liabilities
  • Specialist operations
  • Super yachts and yacht crew

We are able to combine P&I and Hull and Machinery cover, and can write 100% of the risk.

Legal Expenses cover available

We also offer Legal Expenses/Freight, Demurrage and Defence cover for legal costs relating to disputes arising from the ownership, operation, sale, purchase or building of ships. The policy covers legal costs only, and not the initial sum in dispute. In the first instance, we try to help our assureds to resolve matters amicably. However, if that is not possible and we believe your claim has the potential to succeed, we will cover your legal expenses to pursue it.

Cover in Asia

Asian P&I business is handled through our sister operation, QBE Asia P&I, which offers the same cover, service and terms and conditions as British Marine. The team is led by a British Marine underwriter and a British Marine claims handler.

Here when you need us

We are proud to offer a claims service that is on a par with the best of the P&I clubs, providing proactive, round-the clock support in conjunction with a comprehensive network of correspondents. We can also help to reduce the likelihood of you making a claim by carrying out risk assessment surveys and providing guidance on potential improvements.