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P&I and Legal Expenses
Protection and Indemnity (P&I)
Types of Vessel by Gross Tonnage
Geographical Spread by Gross Tonnage
Protection and Indemnity insurance, commonly known as P&I, is insurance in respect of third party liabilities and expenses arising out of the ownership or operating of ships.
Risks covered include third party liabilities for:
- Cargo
- Collision
- Damage to or loss of property
- Fines
- General Average
- Personnel (crew, passengers or others)
- Pollution
- Towage
- Wreck removal
In addition, specialist P&I covers are available for:
- Charterer's P&I, Damage to Hull and Bunkers
- Confiscation
- Contractual Liability
- Delivery Crew
- Offshore Vessels
- P&I War risks
- Salvors Liabilites
- Specialist Operations
- Super Yachts and Yacht Crew
Legal Expenses (FD&D)
Freight, Demurrage & Defence insurance (FD&D), is insurance against legal costs and legal assistance for a wide ranging number of disputes arising from the owning, operation, sale, purchase or building of a ship. Under an FD&D policy the insured is capable of being covered against legal and associated costs exposure but the policy does not cover against the principal sum in dispute. FD&D insurance covers a wide range of disputes, the most common of which relate to:
- Charterparties
- Sale & Purchase
- New Buildings
- Agency and Crew
- Contracts of Affreightment
Legal Expenses (FD&D) Terms and Conditions are included in the P&I Terms and Conditions (see link above).
Further transportation insurance is available from affiliated companies within the QBE Insurance Group.
